BE PROACTIVE AND KEEP YOUR PERSONAL FINANCES ON COURSE
By proactively managing your personal finances, you can ensure you are on the right course to meeting your lifestyle and financial goals
TAKE THE FIRST STEP BY TALKING TO US TO FIND HOW YOU CAN TAKE A MORE PROACTIVE APPROACH ON MANAGING YOUR PERSONAL FINANCES
Being proactive is not a daunting task if you have the right people to assist you in the process.
Start by having a complimentary meeting with Mark Clayton
Clayton Financial Planners is a Corporate Authorised Representative of Australian Unity Personal Financial Services
ABN 26 098 725 145 AFS Licence No. 234459
271 Spring Street, Melbourne, VIC 3000.
HOW WE CAN HELP YOU
INVESTMENTS
Actively manage investment portfolios for superannuation and/or personal investment
Actively manage strategic asset class portfolios; including term deposits, managed funds, exchange traded funds, direct securities.
SUPERANNUATION
Ensure appropriate structure and level of contributions
Choice of Industry, Corporate, Retail, Self Managed Superannuation Funds
PERSONAL INSURANCE
Right level of risk protection considering your current income, debts, income requirements for your family and mortgage
Inside/outside superannuation insurance; life, total and permeant disablement, income protection, trauma)
DEBT
Regularly review your debt strategies to ensure they are structured correctly and interest rates/terms are competitive.
Mortgages, Investment Property Loans, Personal Loans, Credit Cards.
ESTATE PLANNING
Ensure your assets will pass to your beneficiaries in a tax efficient and timely manner.
Wills, Power of Attorney, Binding death nominations
CASH FLOW
Provide structure and transparency to managing your monthly cash flow.
Managing income (salary or self-employed income), ongoing expenses (debt payments/credit cards) and providing structure to your savings/investment strategy
CLAYTON FINANCIAL PLANNERS Team
Mark Clayton
Financial Planner BCom, DFP, ADFP, CFP
Mark Clayton has worked over 10 years for some of Australia’s premier financial services companies including ANZ, CBA and most recently Mercer.
John Clayton
Director
John is the founding principal of the firm and has been providing financial advice for over 20 years.